Buying your First home
Buying your next home
Land and Construction
Please fill out the form below and we will be in contact with you .
With over 20 lenders to choose from , including the major banks, you will find the right home loan .
Other quick links
We believe in building relationship with our customers first and doing business second.
Laxmi Home Loans gets you underway when deciding to enter the property market. Whether you are a first home buyer or property investor, we deliver a worry free process providing specialized advice and flexible coordination throughout the home buying operation.
Past achievements, maturity, and specialist consultants are some of the foundations that make us successful in achieving and going beyond the goals and expectations of our clients.
The home loan process
Meeting with us
Meeting with qualified Mortgage Broker from Laxmi Home Loans, where s/he will fill up fact finding (try to know more about your Income, Expenses, Liabilities, Property you are looking for & more).
Structuring your loan
We will structure your loan; find appropriate bank and your maximum borrowing capacity. After that we will apply for Pre- Approval.
Apply for final approval
Bank will issue a formal approval, if everything goes well.
When you will finalize a property, we request for valuation, Solicitor/Conveyancer will go through contract, do pest and inspection*, at the meantime we apply formal approval.
Apply for pre-approval
You (Client) will start property hunting (can do before or wait till getting pre-approval)
Bank credit team will verify the loan documents and book for a settlement date (On settlement date our, Banks and vendor’s Solicitor/Conveyancer acts and makes it happened).
We need to sign the loan documents and send it back to the bank.
Bank will prepare loan documents and send it to us to get signed by our mutual client/s.
Following steps might look simple but there are lots of procedures to follow. We highly recommend getting FREE but professional advice from Laxmi Home Loans team.
I had a really good experience with Laxmi home Loan. Kishor (Principle Broker of Home loan ) has gone beyond expectation and helped me in each and every way he could. Talking about My personal experience during the process of buying property i had few issues with banks which i wasn't expecting but Kishor's amount of experience and knowledge on home loans , has opened me so many different options which resolved my issue then and there. I used to get so worried with whole process and used to call Kishor on random times like day and night time but he was always happy to take my and talk me through the process.
Buying a perfect house feels like a miracle! Thank you "Laxmi Home Loans" for getting it with regular follow up and proper guidance. We will be referring "Laxmi Home Loans" to all of my friends because of excellent service. We look forward to working with again in the future. Thank Again,
We are super impressed with your guidance provided us to find the property in remarkable re-sell value area. Kishor Acharya (CEO, Laxmi Home Loans) has several years of property market-industry experience and professionalism on his responsibility has driven us to consult about the present and future situation of the property. Mr. Acharya fulfills our queries in a timely manner. Choosing Laxmi Home Loans for consulting is one of the best decision we have ever made. Laxmi Home Loans arranged loans at lower interest rate and managed the process through beginning to settlement.
Kishor has in-depth knowledge of Home Loans and range of options which are suitable for different financial situations. We assured you will get the best service and follow up of any property market situation.
I recently bought my first home with the help of Laxmi Home Loans. The information and the assistance I received throughout the whole process was simply unexplainable. He was always ready to explain things and answer the call at any time and always responded within a reasonable time frame. I was lucky to receive informations on suburb profile, pricing trends and his practical opinion about the current trends during the whole process. He not only helped me to get the loan that I wanted at a reasonable interest but provided a very thoughtful and practical advice in deciding the amount of loan. Above all, his attitude and willingness to get involved in inspections and auction enabled me to secure the property that I have today and I have considered myself very lucky to have chosen him for the whole journey.
Thank you Laxmi home loan team and kishor jee, for absolutely everything you (kishor jee) have done in helping us pursue our dream home. The communication, professionalism and efficiency throughout the whole process was above and beyond and because of you we are now proud homeowners. we are forever humble and grateful for your service. you answered every question we had and identified important items for our review which we much appreciated and you got us an excellent rate that was competitive with the very best offers out there. we will recommend you to anyone we know that is looking for a mortgage broker. thank you once again for everything.
Thank you very much, ‘Laxmi Home Loans & Team’ for your guidance throughout the home buying process, helping from finding best property that suit our budget to settling Loan and beyond like finding good conveyancer, providing prompt & regular update. Great job Kishor and Laxmi Team, heartily appreciated
Thank you for your hard work. And honesty. we house owners from Canterbury. Really appreciate you afford. Wish u all the best ahead in this field.
I had a really good experience with Laxmi home Loan. Kishor (Principle Broker of Home loan ) has gone beyond expectation and helped me in each and every way he could. Talking about My personal experience during the process of buying property i had few issues with banks which i wasn't expecting but Kishor's amount of experience and knowledge on home loans , has opened