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Make your dream home purchase smoother.

Buying your First home

Buying your next home

Land and Construction

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With over 20 lenders to choose from , including the major banks, you will find the right home loan .

 

We believe in building relationship with our customers first and doing business second.

Laxmi Home Loans gets you underway when deciding to enter the property market. Whether you are a first home buyer or property investor, we deliver a worry free process providing specialized advice and flexible coordination throughout the home buying operation.

 

Past achievements, maturity, and specialist consultants are some of the foundations that make us successful in achieving and going beyond the goals and expectations of our clients.

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The home loan process

1

Meeting with us

Meeting with qualified Mortgage Broker from Laxmi Home Loans, where s/he will fill up fact finding (try to know more about your Income, Expenses, Liabilities, Property you are looking for & more).

2

Structuring your loan

We will structure your loan; find appropriate bank and your maximum borrowing capacity. After that we will apply for Pre- Approval.

5

Apply for final approval

Bank will issue a formal approval, if everything goes well.

4

Property hunting

When you will finalize a property, we request for valuation, Solicitor/Conveyancer will go through contract, do pest and inspection*, at the meantime we apply formal approval.

3

Apply for pre-approval

You (Client) will start property hunting (can do before or wait till getting pre-approval)

8

Settlement booked

 Bank credit team will verify the loan documents and book for a settlement date (On settlement date our, Banks and vendor’s Solicitor/Conveyancer acts and makes it happened).

7

Document signed

We need to sign the loan documents and send it back to the bank.

6

Document preparation

Bank will prepare loan documents and send it to us to get signed by our mutual client/s.

Following steps might look simple but there are lots of procedures to follow. We highly recommend getting FREE but professional advice from Laxmi Home Loans team.

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